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Why Choose Us for Your HO-6?

Condo insurance is different from homeowners insurance. We specialize in HO-6 so you don't end up over- or under-insured.

HO-6 Built for Condos

Policies tailored to condo ownership — walls-in protection, personal property, liability, and loss assessment for HOA gaps your master policy leaves behind.

Compare Top Carriers

We shop rates across A-rated national carriers in every state — so you only see the most competitive condo insurance quotes for your unit.

Real Licensed Agents

No bots, no hard sells. Talk with a licensed agent who knows HO-6 inside and out — and can read your HOA master policy to spot your real coverage gaps.

What's Covered

Your HO-6 Policy
Picks Up Where Your HOA Leaves Off.

A condo insurance policy protects what your HOA master policy doesn't — typically everything from the studs in.

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Interior Dwelling (Walls-In)

Drywall, flooring, cabinets, countertops, built-in appliances, and any upgrades you've made to the unit interior.

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Personal Property

Furniture, electronics, clothing, kitchenware, and personal belongings — protected on a replacement-cost basis.

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Personal Liability

Pays for legal defense and judgments if a guest is injured in your unit or you accidentally damage a neighbor's property.

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Loss of Use

Hotel stays, meals, and additional living expenses if your unit becomes uninhabitable after a covered loss.

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Loss Assessment

Protects you when the HOA bills unit owners for a shared loss — like a roof claim that exceeds the master policy.

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Water Backup

Covers damage from sewer backups, sump pump failures, and drain overflows — a common gap in basic HO-6 policies.

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